The first time I got a credit card I was in college.
It was shiny and new and had a $1000 limit.
I didn’t actually use it much and I was good at paying it off, which is probably why I was offered a higher limit the next year…
Up to $5000.
I was rich!
(Yeah, I was stupid back then)
I kept on top of this one too…
Up to $10,000.
I was good with that…
They kept giving me more and I didn’t know why, but I kept taking it.
I fantasized about being some kind of young tycoon with a limitless ‘black card’ flashing it round to adoring ‘groupies’…
(Like I said… stupid)
But that’s the way it was.
A few years later I got upgraded to Platinum and then I applied for a couple more cards for good measure.
I had a MasterCard, two Visas and an AMEX.
It didn’t look like it was ever going to end.
Total limits: $55,000. Age: 23. Priceless.
It was somewhere about this time that I got a great job and I started to use them.
I thought, “Hey, I’m earning the big bucks so why not spend up?!”
I bought furniture, clothes, watches, fine food…
I traveled. I went to clubs…
No worries. Put it on the card.
I was even paying more than my minimum repayments.
And I could afford it. For a while.
I can’t remember what it was that made me realize the extent of my spending, but it suddenly clicked.
The monthly payments now seemed pretty steep and I noticed how much interest I was paying.
It shocked me and I tried to reel it in.
It was going great, too.
But then the inevitable happened.
Work downsized and I was made redundant at the grand old age of 25.
How could this happen to me?
I was ‘on my way’.
Success was a sure thing…
But life doesn’t work that way.
Without warning it became impossible to meet my repayments and I had to beg my parents to pay the cards off for me.
They were reasonable about it and gave me a loan.
$30,000 later I was back to square one.
(At least with the banks – I would still have to pay back the loan to my folks at some stage. Somehow.)
In a few months I had another job and I was getting paid well again.
Stupidly (it’s a recurring theme) I didn’t cancel those cards when I paid them off.
They burned a hole in my pocket and while I resisted them for a while, they were always there, haunting me.
With a $30,000 debt hanging over my head I wanted to do something to get back in the black with my folks quickly.
So, I turned to Google to get some ideas and was bombarded with overnight success stories and sales pages. I figured it would be a cinch to make it work for me.
I bought everything.
I even made a few bucks here and there.
For a while I thought I’d found the pot of gold while I was promoting ‘questionably legal’ psychoactive drugs with Adwords…
Until the affiliate program ripped me off.
Then my AdWords account was suspended.
I was a ‘golden’ customer, but a hopeless marketer.
I subscribed to all the ‘gurus’.
I bought the Up-Sells, OTOs, Premium Memberships and Limited Time Master Resale Rights…
I believed the hype…
But this wasn’t the only thing going on in my life.
About this time I also got married and bought a house.
I was actually shocked when the bank said yes to the loan application.
But my deposit was legit enough.
I’d been busy saving on one hand while spending on credit on the other.
I thought they might look at my credit card limits and say, ‘no way buddy’.
But maybe they saw my spending habits and started rubbing their hands together.
I probably looked like a guaranteed interest income stream for them.
For the next 12 months I didn’t think much about internet marketing.
I was earning the big bucks at work.
My wife and I bought furniture, clothes, watches, fine food…
We traveled. We went to clubs…
No worries. Put it on the card.
It only took 12 months to max out my cards.
I still had about $10,000 left on the books with my parents.
And a mortgage with the bank.
Fortunately, my bank said yes to a refinance and cleared my credit card debts.
$10,000 owed to parents.
$40,000 refinance added to mortgage.
Not so priceless anymore.
I was back to a full contingent of credit again, but I was worried.
My spending habits were obviously out of control but I didn’t have any plans to curb them, so I went back to internet marketing chasing those guaranteed overnight success stories of ‘instant online paydays’!
I remembered my dream of making it big online so I dusted off all those old eBooks, software programs and memberships. I couldn’t get my AdWords account back, but there was always Bing and Facebook and PoF.
I mean, I now had a big credit limit available again!
It didn’t work though.
No matter what I tried, I just couldn’t get any of the ‘guaranteed’ methods I’d bought to bring any decent money in.
I’d work on them furiously for a month.
Not even the trickle of money I’d made before.
I felt ripped off. Scammed. Used. Tricked. Manipulated.
And then I started noticing that lots of people were struggling to make money online.
Things had changed and it just wasn’t easy any more.
It wasn’t just me.
On forums it was the most popular complaint.
So I gave it away.
But I didn’t give away my dream of instant riches.
Obviously internet marketing was a dead-end now, but the interwebs were full of other great advice about ‘foolproof’ ways to make money quickly.
So I tried my hand at blackjack.
With over $50,000 in unpaid debt hanging over my head I wanted to make that money back fast.
Maybe it was ‘Rainman’ or some stupid movie that brainwashed me but I actually believed that the ‘guaranteed’ betting systems I found online would work.
I really thought I could count cards and win.
It seemed so easy.
Beat the dealer and live like James Bond.
My most recent adventure in internet marketing hadn’t eaten up all my credit so I used my cards to bankroll my new mission.
Seriously. I was completely, moronically, hopelessly, unrepentantly stupid.
I lost $50,000 in 90 days.
Miraculously my wife didn’t kick me out when I confessed to what I’d done, but she forced me to cut up my cards.
Still, I had to sell our house to pay off my debts and we moved in with my parents for a while.
I was married with two kids living at home again. I felt like a total failure.
My wife was angry and miserable.
My marriage was on the rocks and looked pretty wrecked.
I was truly repentant.
The vision of success that had driven me to do so many stupid things still wasn’t extinguished.
It kept me up nights.
It haunted me during the day.
I had no house, no savings, no independence.
Only an unrelenting dream.
For the next six months or so I worked and saved and moved back into a little rental house with my family.
I exercised. I ate well. I slept well. I prayed.
I put my life back together again.
I rescued my marriage.
Then I went back to internet marketing with a totally different mindset and no credit to waste on stupid things.
I wasn’t interested in buying any eBooks, joining any membership sites or ‘investing’ in any software.
I didn’t care about any gurus.
Forums didn’t interest me in the slightest.
I only cared about working out what I needed to learn to turn my passion, my time, my money, my effort and my creativity into serious money.
I didn’t care about doing it quickly.
I just wanted to succeed.
I wanted to make a life for myself as an internet marketer with a successful, sustainable online business.
So I went back to basics and committed myself to do nothing until I was 100% sure I wasn’t going to make the same mistakes I made before.
I bought a stack of legal pads and found a pencil and I started writing my thoughts, ideas, problems, successes, failures and inspirations.
I went into detail on every aspect of internet marketing I could remember from everything I learned over the years.
I considered the internet – what was it all about? What did people do online? Why did they visit this site or that site and how was it making money?
I got a library card and read everything I could about marketing and persuasion.
Those legal pads filled up quickly and I bought more.
I kept doing this for over a year.
And something was forming in my mind and taking shape on each page as I scrawled notes across it.
I drew diagrams.
I mind mapped.
Connecting the dots everywhere: sales, traffic, conversions, copywriting, websites, domains, marketing, advertising, product creation and email.
I read up on all the biggest websites.
I was a machine.
I was making connections.
Things were becoming clear.
Making money online wasn’t everything I had always thought it was.
There were ‘rules’ and ‘principles’ that formed a foundation for succeeding in this business. It was more than websites and traffic.
That’s when I went back to the forums, back to the gurus, back to the new shiny things. But they looked different now.
The picture I had in front of me – on my notepads – didn’t fit the crimson path illustrated on the sales pages.
And it dawned on me…
Most people don’t have a clue!
Most would-be internet marketers have a pile of puzzle pieces lying in front of them and they’re busy sorting through them trying to make some kind of sense of it, but they don’t have the box with the picture on the front.
Without the box they don’t know how to put the whole puzzle TOGETHER.
That’s why when someone offers to show them how PART of the puzzle looks, they jump at it and take out their credit card to sign up to some new, new thing.
And get led astray.
Maybe you’ve bought a lot of internet marketing products?
Seriously. How much money have you spent on new product launches only to find you can’t make it work?
If you’re lucky (actually, I think you’re unlucky) you find a few pieces that fit together.
You buy a course that actually works and makes you a few dollars.
(For a while)
You might even scale what you’re doing and make even more money.
(For a while)
Inevitably, somewhere on the horizon you get hit with a ‘Google slap’, an algorithm change, an AdWords suspension, a hacker or blackhatter, spam complaint, PayPal account freeze, the product you’re promoting becomes obsolete, the offer closes, the traffic source dries up or the affiliate program you’re using gets shut down…
Or you just get bored, or frustrated, or frightened.
It could be anything.
The point is, the strategy you’re using stops working effectively.
Then you stop making money and because you’re just a one trick pony you have no idea what to do next.
Maybe you’re just getting started and haven’t experienced this yet.
Maybe you’ve started riding this roller coaster and still think you’re having fun.
Or maybe you’re sick of it all and ready to get off. To give up.
Understanding internet marketing is a puzzle. But it’s not like a jigsaw puzzle where you get the picture on the front of the box. It’s like a puzzle that only comes in pieces and it’s not until you put all those pieces together that you know what it is you’re even looking at.
Putting a complex puzzle together actually involves as much time spent on strategy and sorting as connecting the pieces.
This is where I see so much error when it comes to internet marketing.
People are jumping into this or that without giving much thought to whether it fits in the big picture (or even whether there is a big picture).
I could show you how to ‘make money online’ in a heartbeat.
I could give you a link to a crowdsourcing site. You could sign up there, start doing mindless tasks and get paid. You’d be making money online.
If that isn’t your thing I could show you how to buy things cheap to sell on eBay. You’d make a profit doing this, easy. You’d be making money online.
I could show you how to create a blog targeting low competition/high traffic keywords then create a PBN and climb to the first page of Google. You could then slap AdSense ads on that thing and you’d be making money online.
But here’s the thing…
If you get tired of doing meaningless $0.08 tasks, if someone starts undercutting you on eBay or if Google susses out your PBN your income will dry up overnight.
I don’t think your vision of ‘making money online’ equates to ‘making-a-bit-of-money-online-for-a-while-and-then-going-broke’.
I don’t think you imagine a life where you’re constantly banging your head against the wall because you can’t rely on your next paycheck.
(You could get a menial job if you wanted to live like that)
I think I know something about you…
I think you want the freedom to work from home on projects you want to work on, the way you want to work on them, with the income to support yourself well into the future.
Completing mindless tasks all day long isn’t going to do it for you.
Listing, packing and posting someone else’s yard sale castoffs on eBay isn’t right.
Writing article after article on ‘best mesothelioma lawyers in Florida’ for an AdSense blog is just plain wrong.
(Maybe you’ve done all those things – I have)
You need to find a business model that you’ll enjoy pouring your blood, sweat and tears into – a business that’ll give you satisfaction!
That’s what I wanted.
Think about what you really want lifestyle wise.
Think about it carefully and be totally honest with yourself.
See yourself living the dream. Touch it. Taste it. Smell it. And immerse yourself in ALL the emotions you experience living that life.
I created LeadsMonger because I want you to get there.
And you can…
When you understand what you want.
When you understand why you want it.
And when you understand how to do it in a long-term, sustainable way.
People don’t fail online because they don’t have the resources available.
It’s not like we’re living in a time when you have to go to a college and take a course on internet marketing.
You don’t have to go to a library and read whatever books they happen to have.
You don’t have to go to a conference.
Everything’s right there at your fingertips, just a swipe and a tap away.
Because of the internet there are almost no truly solid barriers preventing you achieving all your financial dreams and ambitions.
Usually, the only bloody thing standing in your way is YOU.
If it wasn’t for the fact that you’re still reading this I would have to sincerely doubt you’ve got what it takes to build a successful, sustainable internet marketing business – one that will earn you the kind of money you dream about or enable you to live the kind of lifestyle you really desire.
See, my entire intention in creating LeadsMonger is to find you and give you the truth: that you’re probably not cut out for internet marketing.
Not until you discover what’s really holding you back.
Not until you get over it.
Not until you commit.
Not until you change.
If you’re new to this internet marketing thing, maybe you’ve still got a few lessons to learn. Maybe you still haven’t encountered the problems other people who’ve been playing the game for a while have already encountered as they try to piece together all the information that’s thrown at them with a swag of hyped up promises packaged up in a bag of lies.
You’re being marketed to as a customer and you’re falling for the bait.
You’re being ripped off, scammed, used, tricked and manipulated.
But ultimately, it’s your problem.
You’re to blame.
You’re responsible for your own actions.
And if you can take complete ownership for your choices you can start to turn things around.
If you want to succeed…
If you have a burning white hot desire…
Then there’s another truth you can start to embrace.
The truth is that you can succeed.
And I can help you.
I can help you overcome whatever it is that’s keeping you from achieving your wildest internet marketing dreams.
I can help you earn all the money you want as an affiliate marketer.
I can help you achieve your ambition for building a successful online business.
If that’s what you want.